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Appraised value

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APPRAISED VALUE - The appraised value is the market price of the home you wish to buy. In some cases yo...
APPRAISER - A professional with knowledge of real estate markets and skilled in the practice of apprais...

 


Appraised value:
An estimate of the value of the property offered as security for a mortgage loan. This appraisal is done for mortgage lending purposes and may not reflect the market value of the property.
Assets: ...

Appraised Value : The value assigned to a property by a licensed professional to assess its fair market value.
Balloon Payment : An inflated payment that comes due at an agreed upon time, usually at the end of the loan term.

appraised value : the economic value of a company both as a continuing going concern and as a resource converter. Includes consideration of net asset value, breakup value, liquidation value, and replacement cost.

Appraised Value
The estimated value given to a property by a surveyor
Appreciation
The increase in value of a property (or other object) due to changes in market conditions ...

Appraised value - the estimated value of a property used as security for a loan.

Appraised Value
An educated opinion of a property's fair market value, which is based on the appraiser's analysis of the property, knowledge and experience.

Appraiser ...

Appraised Value - The value of the collateral as determined by the lender, based upon current market conditions. An appraiser's opinion of value based upon knowledge, experience, and a study of pertinent data.

Appraised Value: an estimation of the current market value of a property.
Appraiser: a qualified individual who uses his or her experience and knowledge to prepare the appraisal estimate.
Appreciation: an increase in property value.

Appraised Value
An educated opinion or estimate regarding the value (monetary worth) of a property.

Appraised Value
Related answers:
The sale price of a tv was 82 percent of the original 350.00 price what was the sale price? Read answer...

APPRAISAL A report made by a qualified appraiser setting forth an opinion or estimate of value. The term also refers to the process by which this estimate is obtained.

APPRAISED VALUE An estimation of property value made by a qualified ...

tax-appraised value
tax-equivalent income
tax-free exchange of insurance products
tax-free income
tax-free money mutual funds
tax-free rollover
Tax-Sheltered Annuity (TSA)
taxable income
taxable-equivalent yield ...

Is a taxpayer entitled to deduct the difference between the adjusted basis of the property and its appraised value when a location is closed but not disposed of?

Based on credit-worthiness, lenders may approve up to 80% of the appraised value of the home minus any mortgage owed, as a home equity line of credit at variable interest rates. A large initial draw is allowed from the home equity line of credit.

Thus, where an S&L had been limited to lending no more than 75 percent of the appraised value of a home, after 1983 it could lend as much as 100 percent of the appraised value. The FHLBB also permitted excessive lending to any one borrower.

Conventional mortgage: This type is a uninsured mortgage loan, and does not exceed 75% of the lesser of the purchase price or appraised value.

The ratio of the loan principal (amount borrowed) to the appraised value (selling price). For example, on a $100,000 home, with a mortgage loan principal of $80,000, the loan-to-value ratio is 80 percent.

LTV = Mortgage Amount / Appraised Value of the Property.
For Example:
Jeremy needs to borrow $130,000 to purchase a house appraised at $150,000
The Loan to Value ratio = $130,000 / $150,000 = 0.87 or 87% ...

Loan to Value Ratio - The relationship between the amount of a mortgage loan and the appraised value of the security, expressed as a percentage of the appraised value.
Loan - Money borrowed that is usually repaid with interest.

Equity in Property
Amount by which the appraised value of property exceeds the debt balance. If property has a fair market value of $400,000 while the mortgage balance is $50,000, the owner's equity in the property is $350,000.

Appraisal capital is created when the appraised value of a company's asset exceeds its book value. The difference between the two values is debited against the actual asset and then credited to an equity account belonging to the stockholders.

The ratio of the mortgage loan amount to the property's appraised value or selling price, whichever is less. For example, if a home is sold for $100,000 and the mortgage amount is $80,000, the house has an 80 percent LTV.
Lock or lock-in ...

Acquisition Costs/Purchase Price: Under an FHA loan, the purchase price or appraised value of the property plus the estimated closing costs. CCMCo.

appraised value) will be less if you are taking "cash out." If you are obtaining a construction loan, generally a down payment is required and you must have at least decent credit.

2. The parties agree to a purchase price. It can be decided that the price will be the appraised value at the time the option is exercised. Generally, however, the purchase price is agreed upon at the inception of the option.

The relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage.
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The loan amount divided by the lesser of the selling price or the appraised value. Also referred to as LTV. The LTV and down payment are different ways of expressing the same set of facts. See What Is the Down Payment?
Lock ...

The difference between the historical cost and the appraised value of fixed assets.
APR
See annual percentage rate.

Loan Value
The maximum amount of credit that a lender may lend against collateral. For example, at 50% of appraised value, a piece of property worth $500,000 has a loan value of $250,000.

With a reverse mortgage, no debt is transferred to the estate or the heirs of the borrowers. Even if the reverse mortgage premiums exceed the appraised value at a certain point, the borrower will never owe more than they originally borrowed.

Loan-to-Value Ratio. The percentage a lending institution will loan to the appraised value of a property. For example, if the property is appraised for $100,000 and a bank will loan only $70,000, the loan-to-value ratio is 70%.

The value of real property established for the purpose of computing real property taxes. The assessed value may differ from the APPRAISED VALUE and MARKET VALUE.
ANCHOR ...

Valuation Assessed or appraised value or price of an asset or company.
Value-Added Pertaining to something added to products and services to enhance value or price for customers.

The original price of an asset, plus any additions and reinvested earnings, that is used to determine capital gains or losses at the time the asset is sold. In the case of an inheritance, the cost basis is the appraised value of the asset at the time ...

An independent expert who assesses a property's value for which there is limited trading--such as antiques or rarely traded stocks. For the evaluator's services, either a flat fee may be charged or a percentage of the item's appraised value.

Often it is at a fraction of the market value. Equally, as important, is the rate of taxation on that assessed value. Assessed values may differ substantially from market values and appraised values.

This coverage is provided by CMHC [Canada Mortgage and Housing Corporation] and is required if a person has a high-ratio mortgage. [A mortgage is high-ratio if the amount borrowed is more than 75% of the purchase price or appraised value, ...

For publicly traded securities, this is the price at which the security is currently being traded on a national market. For investment instruments that are not publicly traded, this is the appraised value adjusted for cash flows to or from the ...

you donate an item that has been appraised at more than $500, you can still deduct that amount, even if it is not in good condition. You may be subject to penalties if the IRS determines that you have made inflated claims about the appraised value of ...

loan-value ratio The quantity borrowed divided by the appraised value of the collateral, expressed as a percentage. local A futures trader who trades mostly for his or her own account.

appraised equity capital A regulatory capital item established by the former FHLBB that allowed a savings association to count as part of its regulatory capital the difference between the book value and the fair market value (appraised value) of ...

See also: Expense, Property tax, Contractor, Job, Insurance premium

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