Cash out

Cash Out
The term cash out applies to a type of mortgage refinancing where the property owner receives cash by taking on additional debt secured by accumulated equity in the real property, hence the phrase cash out.

Cash Out Laws
Cash Out Laws definition :
These laws enable shareholders to sell their stakes to a "controlling" shareholder at a price based on the highest price of recently acquired shares.

CASH OUT - A refinance for more than the balance of the original mortgage, so that money is taken out o...
CASH OUT REFINANCE - A mortgage loan that allows the borrower to pay off an existing debt and obtain ex...

Cash Outflows
As with our personal finances, there always seems to be more ways of paying out money than collecting it in.

Cash Out Refinance : A type of loan wherein an existing loan is refinanced and the borrower is allowed to receive cash in addition to the amount of the home loan.

Cash outflows - The sums of money, paid out by a business during a period of time.

No Cash Out Refinance
A home loan, which is at a lower interest, an amount which does not go over the closing costs and the outstanding principal of the original mortgage.
No Documentation Loan ...

No Cash Out Refinance: a refinance of an existing loan only for the amount remaining on the mortgage. The borrower does not get any cash against the equity of the home. Also called a "rate and term refinance." ...

cash outlay needed to meet principal and interest payments on a mortgage or other note, usually expressed as a monthly or annual payment.

Cash Out
Streetwalkers (Rock Band, '70s)
The Outlaw (1978 Album by Johnny Paycheck) ...

Cash outlays for land, labor, and improvements.
Historic Structure
Pre-1936 building that qualifies for special rehabilitation tax credits as a historic structure under the Tax Reform Act of 1986. See IRC section 47 (c)(1)(B).

How to Cash Out of a Money Market Account
The Best Money Market Mutual Funds
Are Money Market Funds Now Insured by the Federal Government?

every future cash outflow is balanced with an offsetting cash inflow on the same date.

Consider the "cash out" and the "cash in." How much cash did the investor pay out? It was $4,850; the amount of the initial investment. How much cash did the investor get back?

Small Benefit Cash Out
Provides an involuntary lump sum payment of the equivalent value of the participant's accrued benefit, in lieu of annuity payments, ...

Prepayments are cash outlays made in advance of receipt of goods or services.
Prescribed ...

There is a lot of cash out there right now, ready to be put to work. Before now, it has been split evenly between Stock Funds and Credit Funds.

cash inflows minus cash outflows the value of an investment calculated as the sum of its initial cost and the present value of expected future cash flows ...

Cash budgetA forecasted summary of a firm's expected cash inflows and cash outflows as well as its expected cash and loan balances. Cash & carryApplies to derivative products.

cash out Exchange for cash. cash price The present delivery price of a given commodity being traded on the spot market. Also known as spot price.

Back to top Cash Flow Statement This document provides aggregate data regarding all cash inflows a company receives from both its ongoing operations and external investment sources, as well as all cash outflows that pay for business activities ...

Cash out: Cash paid out for business purposes, such as a refund.
Certificate of Incorporation: See Articles of Incorporation.

Cash flow: a vague term (compare cash flow difficulties) used for the difference between total cash in and total cash out in a period.

Liability A financial obligation, or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an obligation.

These funds are much like typical (open-end) mutual funds, except that to cash out of the fund, investors must sell their shares on the open market.

gains over a period of time, or cash inflows less cash outflows for an
investment, or earnings before or after certain costs and expenses are
deducted from income or revenue. In the world of business, profit is ...

When an employee leaves your business, you may "cash out" the employee's pension benefits if the vested portion of the benefits is equal to or less than $5,000.

A reverse mortgage is a special mortgage offered to seniors to cash out equity from their homes.

Liquidity Risk - The risk that a financial institution will not have enough liquid assets to meet the demand for cash outflows, including saving withdrawals, loan disbursements, and payment of operating expenses.

The Secondary (Trading) Market provides liquidity so that an investor in the Primary (Money Raising) Market can cash out the investment without having to wait and collect dividends over the indefinite future.

Is a transaction which has little or zero cash outlay or cost for the initiating person. Often, a security is held and some protection is sought via a hedging transaction.

It sounds childish, but commit to taking $10 in cash out of your wallet each week and storing it away somewhere -- like in a high-yield savings account. If you lack all self-control, give it to a trusted friend to hold.

This project will have an immediate (t=0) cash outflow of $100,000 (which might include machinery, and employee training costs). Other cash outflows for years 1-6 are expected to be $5,000 per year.

A bookkeeping entry that does not require cash outlay nor funds to be earmarked. The entry is a charge against earnings to write off the cost of an asset over its assessed useful life over a set time period.

Because executive options are usually priced at a discount to the existing share price, the executive tends not to need to make much of a cash outlay to buy into the scheme. Instead, all he or she needs is hard work or so the theory goes.

In evaluating an investment, such as a capital expenditure, all cash outflows and all cash inflows are calculated using a DISCOUNT RATE to give the worth (the PRESENT VALUE) of making the investment at a given point in time, such as today.

Conditions imposed on certain large exporters in other countries by importing governments, usually to reduce cash outflows, such as by requiring the exporter to purchase goods or services produced in the importing country, ...

The length of time it will take for an investor to recoup his cash outlay. Often used as a quick way to analyze an investment, usually in personal property. For example, a new machine will cost you $10,000.

Cash out of their 401(k) plan or take a lump-sum payment for the cash value of their pension; and
Open a traditional Individual Retirement Account at the broker's firm and invest in securities that carried substantial risk and high fees.

A financial obligation, or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an obligation.
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The rights of an employee who has a qualified pension plan to cash out any accumulated benefits upon leaving an employer.

Shareholders can even, by selling the correct proportion of their holding, get exactly the same amount of cash out of the company as would have been paid if a dividend had been paid instead — ...

Cash out-flows result from expenses or investments. Healthy amounts of cash flow are essential to a company's solvency (and hence, survival) by ensuring that creditors, employees and others can be paid on time, ...

EQUITY REFINANCE The borrower obtains a new loan, taking cash out of the equity which has built up in the original loan, resulting in a larger loan balance than the original loan. Also called "cash take-out refinance." ...

The net result of combining the discounted cash inflows and the discounted cash outflows of an investment, project, company, etc.
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NPV - Net present Value - The difference between the present value of cash inflows and the present value of cash outflows. NPV is used in capital budgeting to analyze the profitability of an investment or project.

Negative Cash Flow
Definition: Where cash outflow exceeds cash inflow. Definition: [crh] Occurs when spending in a business is greater than earnings.

A project with a negative initial cash flow (cash outflow), which is expected to be followed by one or morefuture positive cash flows (cash inflows).

It also has a stream of obligations for future cash outflows. Those are the cash flows from the bank's liabilities.

Income Taxes: Check Your Paycheck
An easy way to squeeze more take-home cash out of your paycheck is to make sure your employer is routinely withholding the right amount of money for taxes.

An accounting method which reports expenditures and revenues when the actual cash outflow or inflow has occurred.
Français: Comptabilité "cash"
Español: Contabilidad de caja
Cash against documents (CAD): ...

Noncash charge
A cost, such as depreciation, depletion, and amortization, that does not involve any cash outflow. That is, this is treated as an accounting expense -- not a real expense that demands cash.
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A cash budget is an estimate of future cash inflows (such as customer payments), and cash outflows (such as payments to vendors for inventory and supplies).
National Rates
Loan Type Today +/-
30 yr fixed ...

Calculate the cashflows and maximum cash outflow
A simpler method or rule of thumb formula ...

For example, if you are refinancing your home, the loan-to-value ratio (percentage borrowed vs. appraised value) will be less if you are taking "cash out.

Charges made against earnings to write off the cost of a fixed asset over its estimated useful life. Deprecation does not represent a cash outlay.
It is a bookkeeping entry representing the decline in value of an asset that is wearing out.

To provide money temporarily on the condition that it or its equivalent will be returned, often with an interest fee. A financial obligation, or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an ...

A desire to hold cash in order to be able to deal effectively with unexpected events that require cash outlay.
Preemptive right
Common stockholders right to anything of value distributed by the company.

The premium in an insurance policy that when discounted to present value equals the expected present value of the cash outflows of a policy (claims and expenses).
Add-On Factor ...

Vacancy Rate
Percentage of unoccupied rental property. Idle space causes significant cash drain when cash inflows are not received to offset the cash outflows of maintenance. Most properties have a minimum occupancy rate to break even.

See also: Expense, Banks, Values, Life insurance policy, Prepayment