Coinsurance
Coinsurance definition :
Insurance policy under which only a partial value of the property owned by an insurance holder is insured. An insurer together with an insurance company shares the risk.
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Coinsurance
Found in most health insurance policies, this is an express requirement that the insured pay a particular percentage in excess of the deductible and of all eligible medical expenses.
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Coinsurance
An insurance policy under which the policyholder bears a percentage of the loss along with the insurance company. ...
Coinsurance effect
Refers to the fact that the merger of two firms decreases the probability of default on
either firm's debt.
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coinsurance requirement
amount of insurance that the insured must carry in order to be indemnified for the total dollar amount of the actual loss. If this requirement is met by the insured, the coinsurance penalty will not go into effect.
COINSURANCE - A provision in an insurance policy that requires the insured to carry an amount of insura...
COINSURANCE CLAUSE - A provision in a hazard insurance policy that states the amount of coverage that m...
Coinsurance
An insurance-related term that often describes a splitting or spreading of risk between multiple parties.
Coinsurance - In property insurance, requires the policyholder to carry insurance equal to a specified percentage of the value of property to receive full payment on a loss.
Coinsurance
When your healthcare insurance has a coinsurance provision, you and your insurer divide the responsibility for paying doctor and hospital bills by splitting the costs on a percentage basis.
Coinsurance Clause. In the case of a partial loss where the property is not insured for the indicated percentage of its cash value at the time of the loss, the recovery from the company is based on a percentage.
Coinsurance
An insurance policy that allows the insurer and insured to share costs incurred after the deductible is met.
Collateral
Property that is accepted as security for a loan or other financial obligation.
Coinsurance
A policy in which the insurer and insured share costs incurred after the deductible is met.
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Coinsurance
A policy provision by which the insured, in consideration of a reduced rate, agrees to carry an amount of insurance equal to a percentage of the total value of the property insured.
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Coinsurance - Is a hedging or risk management term. It refers to the amount of loss that the investor is positioned to take. When a firm is 85 percent hedged, then it is said that the firm is coinsuring the remainder or 15 percent.
COINSURANCE
A reinsurance agreement where the reinsuring company essentially accepts an agreed-upon percentage of the liability of a policy. In return, the reinsurer receives a proportionally equal share of the premium from that policy.
Coinsurance
When you have fee-for-service health insurance, your insurance company will typically approve and pay a percentage of your medical bills.
Waiver Of Coinsurance Clause
Language in an insurance policy that says the insurance company will not require application of the part of the policy that divides responsibility for an insured loss between the insurance company and the policyholder.
coinsurance An insurance policy provision under which the insurer and the insured share... COLA Acronym for Cost of Living Adjustment. An annual adjustment in wages to offset...
major medical insurance Insurance that covers most serious medical expenses up to a maximum limit, usually, after a deductible and coinsurance provision. These policies usually complement hospital-medical-surgical coverage.
Coinsurance: Instead of, or in addition to, paying a fixed amount up front (a co-payment), the co-insurance is a percentage of the total cost that insured person may also pay.
Strong evidence of the moral hazard from health insurance comes from the RAND Health Insurance Experiment, which randomly assigned families to health insurance plans with various coinsurance and deductible amounts.
Your share of the approved charge is called coinsurance.
If you are enrolled in Original Medicare, which is a fee-for-service plan, your healthcare provider will file the insurance claim on your behalf.
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Economic indicators that give an indication of the status of the economy.
Coinsurance effect
Refers to the fact that the merger of two firms lessens the probability of default on either firm's debt.
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In the life insurance industry, this type of reinsurance is typically referred to as coinsurance and if a funds held account is utilized, it is referred to as modified co-insurance.
 See also: Expense, Mergers, Saving, Life insurance policy, Cash value
  
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