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Credit line

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credit line
See line of credit.
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IMF credit line established after the financial crisis in 1997-1999. Countries are required to satisfy certain conditions in order to join the CCL to provide emergency assistance.
More glossary definitions...
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Establishing Business Credit
Building business credit lines with suppliers and lending institutions ...

Credit line: The maximum amount of credit or money a financial insti­tution or trade firm will extend to a customer.

Credit Line: A revolving credit agreement allowing a person to borrow any amount up to a preapproved limit for purchases or cash advances.

Credit line
A credit line, or line of credit, is a revolving credit agreement that allows you to write checks or make cash withdrawals of amounts up to your credit limit.

Credit line - The maximum credit that a customer is allowed.
Credit multiplier (Money multiplier): Is a measure of the extent to which the creation of money in the banking system causes the growth in the money supply to exceed growth in ...

Blanket credit line:
A fixed amount credit line established for a borrower, i.e. the amount of outstanding credit which may not be exceeded at any time. Such credit lines can be established for corporate borrowers or countries.

credit line offered by banks, savings and loans, brokerage firms, credit unions and other mortgage lenders allowing a homeowner to tap the built-up equity in his or her home.

A credit line offered by mortgage lenders allowing a homeowner a second mortgage that uses the equity present in the customer's account as collateral.
Homeowner's insurance policy ...

Your credit line, or limit, is fixed, but you can draw against it up to that limit rather than receive the entire loan amount as a lump sum. Whatever you borrow reduces your available balance until you repay it. Then you can borrow it again.

A debt from a loan, credit line or accounts receivable that is recovered either in whole or in part after it has been written off or classified as a bad debt.

A home equity line of credit is a credit line against an owner's home equity.

A credit line to the International Monetary Fund (IMF) set up by 26 members and institutions following the Mexican financial crisis in 1994 that allows the IMF to borrow additional sums if needed.

All of your credit lines come into your credit report and make up your credit score, regardless of whether or not you still use those lines of credit.

When you use this credit line to buy something, the financial institution giving you the line of credit places a second mortgage loan on your home until the debt is paid off.

An SPV doesn't utilize the sponsoring firm's credit lines or other financing channels. It is presented to financiers as a stand-alone entity with its own risk-reward characteristics. It can issue its own debt or establish its own lines of credit.

Within the Group, the EIB provides long and medium-term bank loans to large capital investment projects In addition, the Bank promotes SMEs through medium and long-term credit lines to intermediaries in the banking sector and venture capital ...

Genuine programs are without risk to the investor what so ever, as the credit line raised against the capital is underwritten by the trading group.

not have collateral or credit lines for borrowing and are not likely to be publicly traded, so they can't seek equity investment. Financing at this stage requires creativity.

A type of credit line that does not have a specified repayment schedule, but may require a minimum payment to cover interest and contribute to paying off the principal.

A syndicated confirmed credit line with attached options.
Mutually exclusive investment decisions
Investment decisions in which the acceptance of a project
precludes the acceptance of one or more alternative projects.

Cash advance rate is a specific interest rate charged for cash borrowings against a credit line or credit card account. In the case of credit card accounts, cash advances generally accrue interest charges at a higher rate than purchases.

HOMEOWNER'S EQUITY ACCOUNT - A credit line offered bymortgage lenders allowing a homeowner a second mor...
HOMEOWNER'S GUIDE TO EARTHQUAKE SAFETY - A document produced by the State of California Seismic Safety ...

Equity contribution agreement
Equity Cost of Capital
equity credit line
equity credit line
Equity Default Swap
Equity derivative
Equity derivatives
Equity Development Systems, LTD
Equity Economic Value Added ...

Multi-option financing facility
A syndicated confirmed credit line with attached options.
Bridge financing
Interim financing of one sort or another used to solidify a position until more permanent financing is arranged.

Available Credit - The credit line limit less the current balance, plus any outstanding authorizations for transactions that have not yet been posted.

A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services. The borrower is only billed for the amount that is actually borrowed plus any interest due.

Available Credit
The amount of money in a credit line that is available for immediate use.

A record of an individual's or company's past borrowing and repaying behavior. It will list personal or corporate information, credit lines currently in the person's or company's name, and risk factors like late payments or a recent bankruptcy.

Rather than letting cash sit relatively idle in the bank, companies can use cash to pay down longer term debts otr to invest in assets. Short term credit lines have a lower interest cost than does long term debt.

Adverse action - (1) refusal to grant credit in the amount or under the terms requested, or (2) termination of an account, or (3) refusal to increase the amount of an existing credit line when the applicant requested it in accordance with the ...

Credit lines, where payment is due once a month, is also a standard practice as it grants the customer convenience of keeping outstanding balances.

A credit line offered by banks and mortgage lenders that grants the homeowner the opportunity to borrow against the built-up equity in the p...(Read more)
Homeowners Insurance ...

Fair Credit Billing Act (FCBA) (finance term)
Account History (in banking)
Balance Due (in banking)
Credit Line (in banking) ...

How products are paid for may vary as well, small companies or end user type customers may use cash, cheque or credit card. B2B may have credit lines and open orders paid by invoice monthly.

Your financial statement looks great, but something must be wrong. Even though revenue is stable and profits are solid, you repeatedly need to dip into your credit line to meet daily operating expenses. How can this be?

Vendors issue checks for merchandise returns when the shop does not maintain an account. In some cases, refund check is issued for larger items even if a credit line is maintained.

Instead, you will need to be prepared to go a more expensive route to start improving you credit and to get the credit lines you need after bankruptcy.

Soft Decline: A declined response in which authorization is not granted on a valid card, not because it has been stolen or lost, but because the credit card already exceeds the credit line.

Changing the terms of an MNC's assets or liabilities by mutual agreement. Multi-option financing facility
A syndicated confirmed credit line with attached options.
Multiperiod immunization ...

Multi-option financing facility A syndicated confirmed credit line with attached options. Municipal bond State or local governments offer muni bonds or municipals, as they are called, to pay for special projects such as highways or sewers.

credit line An arrangement in which a bank or vendor extends a specified amount of unsecured... credit order A sales order received without payment.

See also: Values, Banks, Spot rate, Expense, Yield curve

Business Credit limitCredit period

 
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