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Credit requirements

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credit requirements
standards established by creditors that must be satisfied by potential debtors in order for credit to be given.

 


In assessing credit requirements, banks should appraise and fix separate limits for the normal level and for peak level needs.
Simplification of the Quarterly Information System (QIS) and penalty for delay in submitting the reports.

Different lenders have different grading systems based on different credit requirements.

For monitoring compliance with low-income housing credit requirements, Treas. Reg. §1.42-5(a)(2)(i)(A) provides that a procedure for monitoring for noncompliance must include the recordkeeping and record retention provisions of Treas. Reg. §1.

A condition that exists when interest rates are high and credit requirements are stringent.

[10] Because of the increased ratio requirements, institutions in the primary mortgage market pressed Fannie Mae to ease credit requirements on the mortgages it was willing to purchase, ...

A term covering different export financing facilities ensuring the availability of credit to the exporter at an acceptable rate of interest. Such facilities are usually intended to meet the exporter's pre/post shipment credit requirements and include ...

For consumer scoring a major company is Fair, Isaac. Credit Rationing - Occurs when the terms a borrowing relationship become more restrictive. For example, higher margin requirements for security transactions indicates tighter credit requirements.

See also: Expense, Funding, Administration, Commercial banks, Banks

Business Credit reportCredit risk

 
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