Credit standards

Credit Standards
The guidelines a company follows to determine whether a credit applicant is creditworthy.
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CSAC - Credit Standards Advisory Committee
CSBS - Conference of State Bank Supervisors
CSCE - Is the Coffee, Sugar & Cocoa Exchange.

Such assets fail to meet acceptable credit standards, and totals of classified loans are reported separately in bank call reports.

A low accounts receivable balance may indicate that the firm is efficient in its collections or that credit standards are too restrictive and depressing sales.

Among its other responsibilities, the FHA sets credit standards and loan limits, monitors loan quality and availability, and insures lenders against mortgage losses.

See also: Banks, Expense, Administration, Bills, Stock Dividend