Creditworthiness
Creditworthiness definition :
The condition in which the risk of default on a debt obligation by that entity is deemed low.
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Creditworthiness - an evaluation of a consumer's ability and willing-ness to repay a debt.
Creditworthiness:
Past, present and future ability to repay debts.
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Creditworthiness: A lender's estimate of a borrower's ability to repay a loan.
Creditworthy: Having a favorable credit rating.
Creditworthiness: the way a lender measures the ability of a person to qualify and repay a loan.
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Debtor: The person or entity that borrows money. The term debtor may be used interchangeably with the term borrower.
Creditworthiness
Eligibility of an individual or firm to borrow money.
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Creditworthiness; Credit solvency:
The ability to repay loans and debts and, in general terms, the financial strength of a company or a person. It is also determines the Rating of a company or a government placing a bond issue.
creditworthiness
A creditor's measure of a consumer's past and future ability and willingness to repay debts.
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creditworthiness. This portfolio of assets (receivables) is being continuously managed, to ensure that the value of the underlying assets always exceeds the amount of credit.
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Fair Credit Reporting Act (FCRA)
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Creditworthiness and ability to pay of a debtor / security of a cash receivable.
Cross border models
Leasing contracts, in which the lessor and the lessee are residents of different countries.
"Partnership by creditworthiness"
"Juristic definition of a partnership where the parties contribute their creditworthiness/reputations to purchase assets on deferred payment in order to sell them on credit and make a profit, ...
A measure of the creditworthiness of the debt securities held by a debt fund. It is the weighted average of the credit ratings of the securities given their relative weights in the portfolio.
An indicator of the creditworthiness of specific bond issues. These ratings are often interpreted as an indication of the likelihood of default on the part of the respective bond issuers.
Ratings can also be an evaluation a country's creditworthiness or ability to repay, taking into consideration its estimated percentage default rate and political risk.
consumer reporting agency An agency that collects and sells information about the creditworthiness of... consumer stock The portion of a firm, as represented by an amount of its stock, that produces...
Credit rating An evaluation of an individual's or company's ability to repay obligations or its likelihood of not defaulting See: Creditworthiness.
Creditworthiness The condition in which the risk of default on a debt obligation by that entity is deemed low. Credit qualityA measure of a bond issuer's ability to repay interest and principal in a timely manner.
Debentures are backed only by the general creditworthiness and reputation of the issuer. Both corporations and governments frequently issue this type of bond in order to secure capital.
" debenture Unsecured debt backed by the creditworthiness of the issuer. There is no collateral, and the agreement is documented by an indenture (bond contract).
The purpose of such non-binding obligation is to enhance the creditworthiness of the issuing entity. For their specific feature these securities are also called moral obligations.
A reference sought from a bank by a company or individual regarding the creditworthiness of another company or individual, in order to asses...(Read more)
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creditworthiness) and to the riskiness of certain investment products (i.e. bonds, debt securities, etc.). Lenders look at a credit rating to evaluate the likelihood of default by the borrowing party (i.e. counterparty risk).
Given the general creditworthiness of the customers, this is a significant advantage.
creditworthiness or implied warranty, are considered to be part of any purchasing or sourcing decision.
Checking it yourself will not have a negative effect on your score and is a good way to keep tabs on your creditworthiness in the eyes of lenders. Note that your credit score does not automatically come with your credit report.
One of its two largest utilities lost creditworthiness, and the other went bankrupt, as did the PX.
CREDIT RATING A measure of a bond issuer's creditworthiness as rated by an independent agency, such as Standard & Poor's or Moody's Investor Services. Ratings are set as a reflection of the perceived financial stability of the issuer, from AAA to D.
Rating agencies (or 'credit rating agencies') evaluate the creditworthiness of organisations that issue debt in public markets.
"CDM measures the actual out-of-pocket dollars reasonably expected from loss of creditworthiness, which includes higher down payments, higher points and costs on loans, higher interest rates, higher monthly payments, or outright denial of credit, ...
Net worth helps in determining the creditworthiness of a business entity, giving a snapshot of its investment history.
In other words, the S&P rating is Standard & Poor's opinion on the general creditworthiness of a company, city or country - anyone who issues debt.
Potential creditors use the Employer Identification Number to determine creditworthiness of a business that wishes to borrow money. The EIN is a way of tracking the income and any debts of a company.
In municipal bonds, underlying debt relates to an implicit understanding that the debt of smaller governmental entities might also be backed by the creditworthiness of larger governmental entities in the jurisdiction.
Letters of Credit by a Bank: The bank, as issuer, substitutes its creditworthiness for a recipient customer and buyer in a single or series of sales transactions.
Prequalification - Is an informal assessment of the creditworthiness of a potential borrower. Often it is a quick view of income versus existing obligations and expected obligations.
This insurance is made without consideration, and adds strength to the creditworthiness of the insured entity. This would usually be made by a parent company to a subsidiary, and allows the subsidiary to take on the parent's credit standing.
FICO SCORE - A credit score given to a person that establishes creditworthiness based on present financ...
FICO SCORES - The most commonly used credit score. The name comes from the Fair Isaac Corporation, whic...
The 5 C's of credit -- character, capacity, capital, collateral, and conditions -- are criteria used to assess a borrower's creditworthiness.
A system for measuring the relative creditworthiness of bond issues using rating symbols, which range from the highest investment quality (least investment risk) to the lowest investment quality (greatest risk). (See also Investment Grade Bonds).
Various alphabetical and numerical designations used by institutional investors, Wall Street underwriters, and commercial rating companies to give relative indications of bond and note creditworthiness.
Gold retained by a nation or its central banks contributing to the nation's creditworthiness in the issuance of bonds and currency, although there may be no commitment by it to exchange gold for its currency.
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debenture: A long-term debt obligation that is backed by the creditworthiness of the issuer rather than by specific assets.
debit: An accounting entry which results in either an increase in assets or a decrease in liabilities or net worth.
A pre-approved loan authorization with a specific borrowing limit based on creditworthiness.
It pays for processing the loan which includes collecting information about the borrower's creditworthiness and the property. The fee is usually computed as a percentage (for example, 1%) of the mortgage loan.
Canadian Bond Rating Service
An agency that rates the creditworthiness of debt securities of Canadian corporations and governments.
Five characteristics that are used to form a judgement about a customers creditworthiness: character, capacity, capital, collateral, and conditions.
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A company or person undertaking the responsibility for issuing a mortgage. Underwriters analyze a borrower's creditworthiness and set the loan amount.
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Credit score
A statistical measure of a loan applicant’s creditworthiness, which is the likelihood of repayment.
Underwriting: In mortgage lending, the process of approving or denying a loan based on an evaluation of the property and the applicant's creditworthiness and ability to repay the loan.
Banker's Acceptance.
A banker's acceptance is a draft drawn on and accepted by a bank. Depending on the bank's creditworthiness, the acceptance becomes a financial instrument which can be discounted.
Credit scoring
A statistical technique wherein several financial characteristics are combined to form a single score to represent a customer's creditworthiness.
Crediting rate
The interest rate offered on an investment type insurance policy.
A statistical system used to determine whether or not to grant credit by assigning numerical scores to various characteristics related to creditworthiness.
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Rating: An evaluation of creditworthiness provided by a rating agency such as Standard & Poor's Corporation or Moody's.
Prime Rate: Prime rate is a standardized short-term borrowing rate established by the Federal Reserve Board. Most banks use the prime rate and base the loan on the creditworthiness and collateral of bank customers (e.g.
Underwriting
The process of evaluating a loan application to determine the risk involved for the lender. Underwriting involves an analysis of the borrower's creditworthiness and the quality of the property itself.
A statistical technique wherein several financial characteristics are combined to form a single
score to represent a customer's creditworthiness.
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Net Worth - The value of all assets, including cash, less total liabilities. It is often used as an underwriting guideline to indicate an individual's creditworthiness and financial strength.
Investment grade
A credit rating given to a bond which indicates that the agency giving the rating thinks the issuer has strong creditworthiness.
An evaluation of an individual's or company's ability to repay obligations or its likelihood of not defaulting See: Creditworthiness
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