Demand deposit

Demand Deposit
A demand deposit is a type of financial account that allows the account holder to withdraw funds on demand. This means that demand deposit balance withdrawals can be made without previous notice.

demand deposits
This term refers to checking account balances. On a bank's balance sheet, demand deposits are reported as current liabilities.
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Demand Deposits
Two types of accounts are called demand deposits:
(1) Checking accounts that pay no interest and can be withdrawn upon demand.

Demand Deposits
Demand Deposits definition :
Checking accounts that pay no interest and from which funds can be withdrawn upon demand.
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demand deposit
account paying funds on demand without notice of intended withdrawal. Also called a checking account, Federal and state banking laws define a demand deposit as any bank deposit payable within 30 days.

Definition of
demand deposit
Banking
account balance available for writing checks money in a deposit account that the holder can withdraw at any time by writing a check ...

Demand Deposit Account (DDA): Usually abbreviated as DDA, it refers to the merchant bank account the payment processor credits or debits for deposits, fees and adjustments.
Deposit Credit: See Credit Deposit.

Demand deposits
Checking accounts that pay no interest and can be withdrawn upon demand.
Demand line of credit ...

Demand Deposit
A type of bank account whereby the account balance can be withdrawn by the depositor without prior notice to the bank (e.g. checking accounts).

Demand Deposit - checking account funds which are subject to withdrawal at anytime on demand by a member' s written demand (usually a check).
Deposit - the amount of money you put down on a house to hold it.

demand deposit
A deposit account that permits the depositor to withdraw funds on demand. Usually, but not always, a checking account. Sometimes called demand deposit account (DDA).
demand note ...

Demand deposit
A bank deposit that can be withdrawn "on demand." The term usually refers only to checking accounts, even though depositors in many other kinds of accounts may be able to write checks and view their deposits as readily available.

DEMAND DEPOSIT " A deposit in a bank where the depositor retains the right to withdraw at any time (on demand) without giving prior notice. Checking accounts are demand deposits.

Demand Deposit
A demand deposit is an account that is used as a checking account.
Deposit Slip ...

demand deposit: A checking account that pays no interest and can be drawn when needed.
Department of the Treasury: A federal agency responsible for the issuance and sales of Treasury bonds, as well as the circulation of currency.

Demand Deposit. The technical name for a checking account or any other type of account where the funds can be withdrawn without prior notice.

demand deposits: The money stored in the form of checking accounts at banks.
Contexts: macro; money ...

demand deposit A bank deposit that can be withdrawn any time without penalty.
democracy of capitalism A condition in which stock ownership of corporations is fragmented and widely dispersed among numerous investors.

Demand deposit - Bank deposit from which withdrawals can be carried out without advance notice.
Demand for money - The total amount of money balances that the public wishes to hold for all purposes.

DEMAND DEPOSIT: A bank deposit that can be withdraw "on demand." This is a once common, but increasingly dated term meaning checking account deposits, checkable deposits, or transactions deposits.

Demand Deposit Accounts: Improving Account Opening
by Kelty Wallace
The combined effects of changing consumer behavior, a volatile external environment, ...

Demand deposits Checking accounts that pay no and can be withdrawn upon demand. Related: Negotiable order of withdrawal accounts ...

Demand deposits that pay interest.
Negotiated certificate of deposit
A large-denomination CD, generally $1MM or more, that can be sold but cannot be cashed in before maturity.

Demand deposits that pay interest.
Popular terms
Present value of growth opportunit...
Times-interest-earned ratio
BIS ratio
Internal Rate of Return (IRR)
Return on equity (ROE)
Long-term debt ratio
Dept/equity ratio
Payment-In-Kind (PIK) bond ...

Demand Deposit
A deposit that may be withdrawn at any time without prior written notice to the depository institution. A checking account is the most common form of demand deposit.

Demand Deposit:
A deposit of funds that can be withdrawn without any advance notice.
Deposit Slip: ...

Demand Deposit. Demand deposits are a category of money made up of bank deposits subject to checking on demand (i.e., a checking account).

demand deposit accounts (checking accounts), and negotiable order of withdrawal accounts (NOW accounts, i.e., savings accounts that have check-writing privileges) ...

Demand Deposits
Low or no-interest bearing, chequing deposits held by a deposit taking FI that can be withdrawn at any time by the depositor.
Deposit and other liability insurers ...

DDA - See demand deposit.
DDM - The ISO 4217 currency code for former East Germany Ostmark.
DE - The two-character ISO 3166 country code for GERMANY.

Funds in a demand deposit account can be withdrawn "on demand" by the account holder. Common checking, savings and money market accounts...
Benefits for Military Members Deploying ...

M1-A: Currency plus demand deposits M1-B: M1-A plus other checkable deposits. M2: M1-B plus overnight repos, money market funds, savings, and small (less than $100M) time deposits. M3: M-2 plus large time deposits and term repos.

M1-A: Currency plus demand deposits
Monitor
To seek information about an agents behavior; a device that provides such information.

money stock that consists of currency held by the public, travelers checks, demand deposits and other checkable deposits including NOW (negotiable order of withdrawal) and ATS (automatic transfer service) account balances and share draft account ...

Slugs are offered in both time deposit and demand deposit forms. Time deposit certificates have maturities of up to one year. Notes mature in one to ten years and bonds mature in more than ten years.

The smallest of several measures of the stock of money in an economy, this consisting primarily of currency held by the public and demand deposits.

Negotiable order of withdrawal (NOW) Demand deposits that pay interest. Negotiated certificate of deposit A large-denomination CD, generally $1MM or more, that can be sold but cannot be cashed in before maturity.

demand deposit An account balance capable of being drawn upon on demand or without prior notice. demand elasticity The percentage change in quantity demanded per a one percent change in price.

Negotiable order of withdrawal (N.O.W.) Demand deposits that pay interest. Net adjusted present value The adjusted present value minus the initial cost of an investment.

[ITDS] ATS accounts Automatic transfer from savings to demand deposit accounts. [WCSU] attached house any low-rise residential structure attached to another by a shared wall, such as a row house or town house.

Payment is made from those funds of the maker or drawer that are in a primary demand deposit account (checking account) with the drawee. The check is intended for prompt presentation, rather than for use as a continuing currency.

The minimum percentage of their customers' total demand deposits (checking account balances) that banks are legally required to keep on hand in cash or as deposits in their accounts at the regional Federal Reserve bank.

The basic categories of checkable deposits are demand deposits or NOW (interest-bearing checking accounts) and money market deposit accounts (MMDAs).

In the US, the amount of notes and coins in circulation plus demand deposits (checking accounts from which money can be withdrawn on demand)...(Read more)
M2 ...

M1 is calculated by adding the net demand deposits of banks and 'Other' deposits with the Reserve Bank of India (RBI) to the sum of currency notes and coins held by the public.

Other criticisms relate to the potential fragility of bank liquidity in a fractional reserve banking environment, the financial risk of bank runs that depositors bear when depositing money with banks, and the impact that demand deposits have on the ...

Demand deposits that pay interest. Negotiable Order of Withdrawal Account (NOW)
An interest-earning account on which chechs may be drawn.

M1: Money supply measured as the amount of demand deposits plus currency in circulation.
M2: M1 plus small-denomination savings and time deposits at commercial banks.
M3: M2 plus deposits at nonbank savings institutions.

M-1: The narrowest and most common definition is the sum of all coins and bank notes in circulation, demand deposits held by banks and other financial institutions and all traveller's cheques.

Demand deposit balances were now a more attractive way to hold wealth than they had been. By 1988, the Fed had phased down reserve requirements for most demand deposits to 12 percent, where they have remained.

Money supply as measured by the sum of currency in circulation plus demand deposits in commercial banks, traveler's checks and other checkable deposits (including the net of demand deposits due to foreign commercial banks and official institutions).

In the USA, a bank that is authorized to accept demand deposits. It may also receive time deposits, make loans, engage in trust services, issue letters of credit, accept and pay drafts, ...

Savings/Regular Savings Account - Demand deposit accounts that use passbooks, magnetic stripe or smart cards, ATMs, POS devices or some combination of these for transactions. They do not allow accountholders to use checks.

Time deposits may pay interest at a higher rate than demand deposit accounts, such as checking or money market accounts, from which you can withdraw at any time.

PURCHASED BANKING SERVICES - Standard depository services that a financial institution provides an agency for a demand deposit account such as monthly maintenance charge, credits posted, debits posted, cash deposited/purchased, returned items, ...

A category of money supply that includes all physical money like coins and currency along with demand deposits and other liquid assets held by the central bank.

Commercial Bank - A bank whose primary function is to accept demand deposits (which can be withdrawn upon depositories' demand), and grant short-term and long-term loans.

Earnings Credit - A type of credit typically used by banks to offset service charges when they are not allowed to pay interest on demand deposits (Reg. Q)
Earnings Credit Rate - A value used in the calculation of an earnings credit.

M1 The money supply, taken as the total value of currency plus demand deposits in chartered banks.
M2 M1 plus (1) personal savings and; (2) non-personal notice deposits.

When you put money into a bank or savings and loan account with a fixed term, such as a certificate of deposit (CD), you are making a time deposit. Time deposits may pay interest at a higher rate than demand deposit accounts, ...

See also: Banks, Demand deposits, Saving, Bills, Expense