Depository Institution
Depository Institution definition :
A financial institution that obtains its funds mainly through deposits from the public. This includes commercial banks, savings and loan associations, savings banks and credit unions.
Depository Institutions Deregulation And Monetary Control Act
Depository Institutions Deregulation And Monetary Control Act definition :
The 1980 federal legislation that ended the regulation of the banking industry.
depository institutions act of 1982
See also Garn-st Germain Depository Institutions Act
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DEPOSITORY INSTITUTIONS DEREGULATION AND MONETARY CONTROL ACT - The 1980 federal legislation that ended...
DEPOSITORY INSTITUTIONS DEREGULATION COMMITTEE (DIDC) - was created under the Depository Institutions D...
Depository Institutions Deregulation Committee (DIDC)
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Depository institutions Financial institutions that accept deposits from savers and lend those deposits out at interest.
Depository institution
A financial institution that obtains its funds mainly through deposits from the public. This includes commercial banks, savings and loan associations, savings banks and credit unions.
Depository institutions are subject to risk-based capital guidelines issued by the Board of Governors of the Federal Reserve System (FRB).
Depository institutions use swaps, caps or floors linked to COFI to hedge their funding costs.
Depository institutions, such as banks and credit unions, pay you interest on your deposits and use the deposits to make loans.
Depository institution that is not a member of the Federal Reserve System. Specifically, a state-chartered commercial bank that has elected not to join the System.
Nonmember firm ...
DIDRA - Depository Institutions Disaster Relief Act of 1992
DIESEL FUEL - Distillate fuel oil used in compression-ignition engines. It is similar to home heating o...
Nonmember bank
Depository institution that is not a member of the Federal Reserve System. Specifically, a state-chartered commercial bank that has elected not to join the System.
Germain Depository Institutions Act
A law enacted by Congress in 1982 to enable banks and other savings institutions to compete more readily in the money market.
An order given a depository institution not to pay out cash for a check; often used when the check has been stolen or lost.
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Congress passed the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) in 1980. Title I of the act extended the Fed's power to specify member bank reserve requirements to include all depository institutions.
[ITDS] account (1) an on-going business relationship in which a depository institution accepts, holds, invests, ...
Cease-and-desist order An order issued after notice and opportunity for hearing, requiring a depository institution, a holding company or a depository institution official to terminate unlawful, unsafe or unsound banking practices.
money stock that consists of M2, time deposits of $100,000 or more at all depository institutions, term repurchase agreements in amounts of $100,000 or more, ...
Federal funds Noninterest-bearing deposits held in reserve for depository institutions at their district Federal Reserve Bank. Also, excess reserves lent by banks to each other.
Institutional investors Organizations that invest, including insurance companies, depository institutions, pension funds, investment companies, mutual funds, and endowment funds.
Deposit insurance See: FDIC: Federal Deposit Insurance Corporation Depository Institutions Deregulation and Monetary Control Act The 1980 federal legislation that ended the regulation of the banking industry.
Examples include banks and other depository institutions, mutual funds, and some government programs.
Financial market
A market for a financial instrument, in which buyers and sellers find each other and create or exchange financial assets.
The Federal Reserve discount rate is the interest rate charged by the Federal Reserve (the Fed) when commercial banks and other depository institutions borrow short-term or "overnight" funds from their regional Federal Reserve Bank's lending facility ...
It does not include (i) 'the creation or perfection of a security interest in structured settlement payment rights under a blanket security agreement entered into with an insured depository institution in the absence of any action to redirect the ...
Consists of M2 plus (1) balances in institutional money market mutual funds; (2) large-denomination time deposits (time deposits in amounts of $100,000 or more); (3) repurchase agreement (RP) liabilities of depository institutions, ...
Two years later, the Depository Institutions Act gave savings and loan institutions the right to make secured and unsecured loans to a wide range of markets, permitted developers to own savings and loan associations, ...
The district Federal Reserve Banks act as non-profit "bankers' banks" -- that is, only commercial banking or depository institutions (and certain agencies of the federal government) maintain deposits at the Federal Reserve, ...
Federal Funds Rate The interest rate at which banks and other depository institutions lend money to each other, usually on an overnight basis.
depository institution, in the normal course of business, issues a loan. This dispenses money and decreases the ratio of bank reserves to money loaned.
There are two types of financial institutions: Depository institutions and nondepository institutions.Depository institutions, such as banks and credit unions, pay you interest on your deposits and use the deposits to make loans.
The movement of checks from the banks or other depository institutions where they are deposited back to those on which they are written, and funds movement in the opposite direction.
There are two types of financial institutions: Depository institutions, such as banks and credit unions, which pay you interest on your deposit and use the deposit to make loans, and nondepository institutions, such as insurance companies, ...
A computerized facility used by member depository institutions to electronically combine, sort, and distribute inter-bank credits and debits.
The federal funds rate is the interest rate at which a depository institution lends immediately available funds (balances at the Federal Reserve) to another depository institution overnight.
transactions among participating depository institutions; such electronic transactions are substitutes for paper checks and are typically used to make recurring payments such as payroll or loan payments.
Federal funds Deposits held in for depository institutions at their district Federal Reserve Bank.
Federal funds market The market where banks can borrow or lend reserves, allowing banks temporarily of their to borrow reserves from banks that have .
Organizations that invest, including insurance companies, depository institutions,
pension funds, investment companies, mutual funds, and endowment funds.
Retail
individual and institutional customers as opposed to dealers and brokers.
Definition: Electronic clearing and settlement system for exchanging electronic transactions among participating depository institutions; ...
A certificate issued by a depository institution representing a fixed dollar amount that has been deposited for a fixed period at an established interest rate.
Closed End Fund ...
TAF allows the Federal Reserve to auction set amounts of collateral-backed short-term loans to depository institutions that are judged to be in sound financial condition by their local reserve banks.
Dependent variable
Depletion
Deposit
Deposit insurance
Deposit/Withdrawal at Custodian - DWAC
Depositary
Depository institution
Depository Institutions Deregulation and Monetary Control Act
Depository preferred ...
Also called margin income, the difference between income and cost. For a depository institution, the difference between the assets it invests in (loans and securities) and the cost of its funds (deposits and other sources).
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A computer-based clearing and settlement operation, often operated by a Federal Reserve Bank, established for the exchange of electronic transactions among participating depository institutions.
Desired reserves The value of reserves that a depository institution wishes to hold in the form of vault cash or other deposits, or, in the case of the chartered banks, in the form of deposits with the Bank of Canada.
Deposits held in reserve for depository institutions at their district Federal Reserve Bank.
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(2) The confiscation of a deposits held by a borrower to offset some or all of the amounts owed by the depositor the depository institution for defaulted loans. A common law right that is usually blocked or reversed by a bankruptcy court.
Federal Home Loan Mortgage Corporation - FHLMC (FREDDIE MAC) - A quasi-governmental corporation that purchases conventional mortgage loans in the secondary mortgage market from insured depository institutions and mortgage bankers.
The Federal Reserve System is the main control over the U.S. economy. Here are 10 basic things that everyone should know about "The Fed' and how it controls money and affects depository institutions.
Securities brokers and dealers, clearing and depository institutions, exchanges for securities, and travelers checks issuers also participate in SWIFT. SWIFT was organized in 1973 and started operations in 1977.
For a depository institution, the difference between the assets it invests in (loans and securities) and the cost of its funds (deposits and other sources).
 See also: Banks, Saving, Expense, Overnight, Systematic risk
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