Tax-Deferred
An investment in which some or all taxes are paid at a future date, rather than in the year the investment produces income.
Tax-deferred retirement plans
Employer-sponsored and other plans that allow contributions and earnings to
be made and accumulate tax-free until they are paid out as benefits.
Related Terms: ...
tax-deferred savings
savings or investment plan that allows an individual to set aside a portion of current income in a designated savings plan, and defer payment of income taxes on principal amount and earned interest.
Tax-Deferred Savings: An RRSP is an example of a tax-deferred savings plan (but don't eliminate).
Tax-Deferred Interest - Interest received but not currently subject to income taxation.
Tax-Free Exchange - The non-taxable exchange of a non-qualified annuity for another non-qualified annuity, as allowed under IRS Code Section 1035.
Tax-Deferred
Applies to an investment whose accumulated earnings are free from taxation until the investor takes possession of them. Usually, you cannot take possession of these investments without penalty until you are 59-1/2 years old.
Tax-deferred income
Dividends, interest, and unrealized capital gains on investments in an account such as a qualified retirement plan, where income is not subject to taxation until a withdrawal is made.
Tax-deferred retirement plans ...
Tax-Deferred: The postponement of taxes on accumulated investment earnings until the investor takes possession of them.
Tax-Exempt Bond: A bond whose interest payments are not subject to tax from federal, state, or local authorities.
Tax-Deferred
The situation wherein the income and/or capital gains from an investment are not subject to income taxes in the year earned but may be subject to income taxes at a later date.
Tax-deferred
Income that is sheltered from taxes until the time of withdrawal.
Total Return ...
Tax-Deferred Earnings or income which have the potential to accumulate, and are not taxed until withdrawn.
Tax-Deferred A technique that allows an investment to legally delay or be deferred federal, state, and local taxes to varying degrees.
Tax-deferred pension account designated for employees of unincorporated businesses or for persons who are self-employed (either full-time or part-time).
tax-deferred retirement account allowing an individual to contribute a pre-set amount annually (up to $4,000 in 2006, or $8,000 for a married couple filing jointly) from personal income.
Tax-deferred
When an investment you make or the earnings on your investment are tax-deferred, it means that you can postpone paying income tax until you begin withdrawing from the account in which the investment is held.
Tax-deferred retirement plan for a self-employed and unincorporated person or a person who has earned extra income aside from regular employment through personal services.
Kerb Trading or Dealing
See Curb Trading.
Tax-Deferred Accounts**
Generally, when you withdraw money from a 401(k) or other employer-sponsored retirement plan, you will owe income tax on pre-tax contributions and on any earnings at your ordinary income tax rate.
Tax-deferred
A provision that allows taxes to be postponed until a later date. Generally this applies to investments in retirement plans, annuities, savings bonds and Employee Stock Option Plans.
Tax-efficient ...
Tax-deferred
Payment of taxes not due until a time in the future.
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Tax-Deferred Savings Plan
A savings plan or account that is registered with the government and provides deferral of tax obligations.
A tax-deferred plan allowing employer and employee contributions that build up savings, which are paid out at retirement or on termination of employment. Tax is paid only when amounts are drawn from the trust.
Qualified retirement plan ...
A tax-deferred retirement account for self-employed individuals or employees of unincorporated businesses. Keogh plans can be funded with mutual fund shares. (Also know as H.R. 10 Plans.)
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Ladder Strategy ...
A tax-deferred retirement plan for self-employed individuals who can deposit up to 20 percent of earnings and deduct the contributions from current income. Funds are taxed at withdrawal, which is restricted until age 59ΒΌ.
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A tax-deferred account allows you to postpone income tax that would otherwise be due on employment or investment earnings you hold in the account until some point the future, often when you retire.
A tax-deferred individual retirement account that allows annual contributions of up to $2000 for each income earner.
These tax-deferred retirement savings plans are available to state and municipal employees.
Keogh account: Tax-deferred, qualified retirement account for self-employed individuals and unincorporated businesses.
annuity: A tax-deferred retirement account offered by an insurance company with a periodic fixed payment made to the policy owner for a specified number of years.
A tax-deferred retirement savings plan similar to a 401 (k) but aimed at teachers and employees of some non-profit organizations.
401K Plan
A tax-deferred defined contribution retirement plan offered by an employer.
403B Plan
A tax-deferred annuity retirement plan available to employees of public schools and certain non-profit organizations.
The movement of tax-deferred retirement plan money from one qualified plan or custodian to another. No immediate tax liabilities or penalties are incurred, but there is an IRS reporting requirement.
Direct search market ...
Keogh Plan: A tax-deferred qualified retirement account for employees of unincorporated businesses or for self-employed individuals.
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Keogh A tax-deferred retirement plan for self-employed persons that can be set up as either a profit-sharing plan or a money purchase plan.
Salary reduction plan A plan allowing employees to contribute pre-tax income to a tax-deferred retirement plan.
salary reduction The tax-deferred contributions withheld from an employee's salary in order to financially maintain a retirement plan. Salary Reduction Simplified Employee Pension Plan Abbreviated as SARSEP Plan.
IRA contributions are tax deductible according to certain guidelines, and the gains in the account are tax-deferred.
401(k) plan Plan in which employees elect to contribute pretax dollars to a qualified tax-deferred investment plan. 403(b) plan A type of individual retirement account offered to employees of non-profit organizations.
Direct rollover Movement of tax-deferred retirement plan money from one qualified plan or custodian to another. No immediate tax liabilities or penalties are incurred, but there is an IRS reporting requirement.
Qualified plan or trust A tax-deferred plan allowing employer and employee contributions that build up savings, which are paid out at retirement or on termination of employment. Tax is paid only when amounts are drawn from the trust.
TAX-DEFERRED ANNUITY See deferred annuity. TAX EVASION An illegal action designed to lower or avoid the taxes that one owes. TAX-EXEMPT See Tax free. TAX FREE An investment whose earnings are free from federal income tax.
Like the whole life, the Universal Life (UL) comprises an element of the saving which develops on a tax-deferred basis.
Keogh Plan - Private pension account plan available to self-employed individuals for saving and investing on a tax-deferred basis is known as a Keogh Plan. Generally tax deferred pension plan referred to as a Keogh Plan.
In the US, a tax-deferred retirement savings account which may be set up by people in employment. IRA contributions are tax deductible irres...(Read more)
Individual Savings Account ...
Account: A collection of investments, either taxable or tax-deferred. Account can be real (contains investments actually owned) or model (hypothetical).
An Individual Retirement Account allows individuals who are earning income to contribute to a tax-deferred investment fund. An individual can contribute up to $2,000 per year or $4,000 if married to an unemployed spouse.
The NUA is important if you are distributing highly appreciated company stock from your tax-deferred employee-sponsored retirement plan, such as a 401(k). Upon the distribution the NUA is not subject to ordinary income tax.
Individuals, whether they are covered by a pension or not, are now permitted to save money on a tax-deferred basis in a qualified IRA plan.
This is a tax-deferred investment, but strangely, a lot of guys miss it. Some guys even don’t even take advantage of it at companies that match their contributions, which means that they miss the opportunity to literally double their savings.
An individual's reinvestment of assets received as a distribution from a qualified tax-deferred retirement plan such as a corporate pension plan.
Eligible Plan: For money to maintain tax-deferred status when coming into or going out of a member's Retirement System account, it must come from or go into a plan deemed acceptable by the Internal Revenue Service.
Tax deferral benefits are offered with an annuity, which means that annuity earnings grow tax-deferred until the time of withdrawal. The most common type of annuity is similar to a savings account.
This portfolio can contain taxable and tax-deferred investments. Examples of tax-deferred investments include RRSPs and RPPs.
Fixed annuity earnings grow tax-deferred until you withdraw them. 401(k) Plan: A retirement savings plan sponsored by for-profit companies that lets an employee contribute pretax dollars to a company investment vehicle until the employee retires or ...
A tax-deferred retirement savings plan similar to a conventional 401(k) plan, redesigned with specific rules to meet the needs of small employers.
A retirement account that allows individuals to make tax-deferred contributions to a personal retirement fund, with earnings tax-deferred until withdrawals begin at age 59 1/2 or later (or earlier, with a 10% penalty).
A registered retirement savings plan (RRSP) is one of three tax-assisted retirement savings plans that allow an individual to accumulate amounts on a tax-deferred basis in order to build a retirement fund.
Cash-Value Life Insurance: Combines basic life insurance protection with tax-deferred investing. The larger portion of your annual premium pays for insurance, while a smaller amount goes into the policy's investment or cash-value account.
Definition: [crh] A 15% excise tax on "excess" distributions from tax-deferred retirement plaDefinition: ns that was repealed by the Taxpayer Relief Act of 1997.
You''re investing with tax-deferred money in your retirement plan and want more interest than Treasuries pay. Corporates are fully taxable by federal, state and local governments.2. You''re in the 15 percent federal tax bracket.
Traditional IRA - A tax-deferred individual retirement account that allows limited annual contributions for each income earner.
 See also: Saving, Expense, Banks, Bills, Values
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