Term Deposit - About the Author:
This article is written by Term Deposit which is a licensed securities dealer regulated by the Australian Securities and Investment Commission (ASIC).
Term Deposit: Similar to guaranteed investment certificate. An interest-paying investment under which the investor commits funds for a specified term at a specified rate of interest, usually 30, 60, 90 days and up to one year.
Term deposit
A deposit with a financial institution for a fixed period and a rate of interest which applies for the duration of the deposit.
Testate ...
Term Deposit
An interest-earning bank deposit that cannot be withdrawn without penalty until a specific time.
Time Deposit ...
Term deposit - An investment product in which you deposit a fixed sum of money for a set period of time and are paid interest.
Testator - The person who makes a will.
Title - The written evidence that proves ownership.
Term deposit - a savings account that offers a guaranteed interest rate in return for committing funds for a set period.
Term Deposit Receipt A deposit instrument most commonly available from chartered banks requiring a minimum investment at a predetermined rate of interest for a stated term.
Term Deposit
An investment product where a fixed sum of money is deposited into an account for a set period of time with interest paid over the term.
Short-Term Deposit:
A deposit of money into a bank, trust company, credit union or savings association for a period of time ranging normally from one day (normally called over night money) through 30 to 365 days.
Simple Interest: ...
Term Deposit
A deposit held at a financial institution that has a fixed term. These are generally short-term with maturities ranging anywhere from a month to a few years.
short-term deposit instruments paying floating, as opposed to fixed, rates of interest.
What is the term deposit rate of interest for effective date? Read answer...
What is the Difference between nominal and effective interest rate? Read answer...
Post a question - any question - to the WikiAnswers community: ...
Deposit Notes
A term deposit in a bank. Deposit notes, like medium-term notes, may serve as the basis for an equity or currency-linked risk management structure.
Termbox
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2. If you have term deposits and assets in other institutions, tell the loans officer that you will consider transferring them to his bank (once they mature of course) if he can give you a better rate.
Interest earned on term deposits and guaranteed investment certificates (GICs) are compounded at various frequencies. When you are investing in these products, make sure you compare the effective rates of different options, not the nominal rate.
The date on which a term deposit (or loan) that is expected to be renewed matures. The depositor (borrower) does not withdraw (repay) the interest and principal but "rolls" the total into a new deposit (loan).
run ...
term deposit A savings account or CD that is held by a financial institution, usually a bank,... term insurance Insurance that only provides protection for a specified period of time. There...
In this model monetary resources come largely from short-term debt against small term depositors and require the presence of other types of financial intermediaries, in turn engaged in other business areas.
A forward rate agreement is method of hedging against interest rate exposure on borrowings and term deposits. It is an over the counter (OTC) cash settled agreement that operates in a similar way to a futures or option contract.
Time deposits; fixed term deposits:
Money placed on deposit for a fixed period determined in advance, in return for relatively high interest. This is indicated in the bank's balance sheet together with its fixed due date.
Intercorporate Deposit A short-term deposit made by one company with another. The period usually does not exceed six months, and it could be as short as one or a few days.
In this respect, a demand deposit is very different from a term deposit, which carries certain temporal access restrictions. Demand deposit accounts are offered by savings banks and other retail institutions.
A representative panel of banks provide daily quotes of the rate, rounded to two decimal places, that each panel bank believes one prime bank is quoting to another prime bank for interbank term deposits within the Euro zone, ...
A time deposit (also known as a term deposit) is a money deposit at a bank that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn, or it can be held for another term.
It is determined by rates that banks participating in the London money market offer each other for short-term deposits.
Fixed interest securities: Debt securities such as term deposits, debentures and bonds, which pay a constant level of interest.
BANK INVESTMENT CONTRACTS (BICS) - A negotiated-term deposit issued by a commercial bank. See Guarantee...
BANK LETTER OF CREDIT POLICY - Standards allowing banks to confirm letters of credit by foreign banks s...
See also: Bullet GIC, Term Deposit, T-Bill
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overnight deposits and sight deposits (as for M1)
other short term deposits (with a maturity of under two years, or withdrawal notice of under three months)
money market funds
debt securities with a maturity of under two years
repos.
Islamic bank customers familiar with conventional banking products tend to regard investment accounts as substitutes for interest-bearing savings or term deposits, and in practice this view is accepted by most shariah-compliant banks.
the long-term, fixed-rate mortgage may have been an admirable public-policy objective, the federal government picked the wrong horse-the S&L industry-to do this type of lending because S&Ls funded themselves primarily with short-term deposits.
Savers are being offered interest rates like 1% for a one year term deposit and 2.1% for a five year deposit.
Deposit Broker:
A person or corporation that acts as an agent for a trust company or bank selling Guaranteed Investment Certificates, Term Deposits and RRSPs.
A member of The Federation of Canadian Independent Deposit Brokers Inc.
M-2: Corresponds to M-1 plus all savings deposits, money market funds and certain bank reserves.
M-3: Corresponds to M-2 plus large-denomination term deposits (for the most part held by corporations) and certain additional reserves held by financial ...
The period of application of the reserve requirement on external credits was increased from 90 days to 1 year. Commercial banks were authorized to sell foreign exchange, using their term deposits in foreign exchange.a3 ...
As these securities are highly liquid, a CMT can accommodate cash flows, both in and out, on a daily basis, thereby offering small investors a flexibility not present in a traditional fixed rate term deposit.
 See also: Saving, Banks, Bills, Expense, Risk management
  
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