Time deposits

time deposits
Savings accounts and certificates of deposits at a bank.
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Time deposits
Definition: A time deposit is a deposit of money with a bank or other financial institution that requires notice before it can be withdrawn.
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Time deposits; fixed term deposits:
Money placed on deposit for a fixed period determined in advance, in return for relatively high interest. This is indicated in the bank's balance sheet together with its fixed due date.

Time deposits - Deposits that require notice of withdrawal or where a penalty is charged for withdrawals on demand.

TIME DEPOSITS
Interest-paying bank accounts maintained by traditional commercial banks, credit unions, savings and loan associations, and mutual savings banks with a minimum time (at least seven days) before deposited funds can be withdrawn.

time deposits, including money market deposit accounts, held by a depositor other than an individual.

Time deposits may pay interest at a higher rate than demand deposit accounts, such as checking or money market accounts, from which you can withdraw at any time.

CDs are time deposits offered by banks and insured by the Federal Deposit Insurance Corporation (FDIC).

M2 plus large time deposits, term repurchase agreements, and institution-only MMMF balances.
Maintenance Call
See House Maintenance Call.

M3: M-2 plus large time deposits and term repos.
L: M-3 plus other liquid assets.
Monitor
To seek information about an agent's behavior; a device that provides such information.

money stock that consists of M1, certain overnight repurchase agreements and certain overnight Eurodollars, savings deposits (including money market deposit accounts), time deposits in amounts of less that $100, ...

Regulation Q Federal Reserve Board regulation imposing caps on the rates that banks may pay on savings and time deposits. Currently time deposits with a denomination of $100,000 or more are exempt from Reg Q.

M2: M1-B plus overnight repos, money market funds, savings, and small (less than $100M) time deposits. M3: M-2 plus large time deposits and term repos. L: M-3 plus other liquid assets.

M2 A measure of domestic money supply accounting for M1 plus savings and time deposits, repurchase agreementsand money market accounts.

regulation of the supply, availability, and cost of money, see and .) Certain assets, sometimes called near-monies, are similar to money in that they can usually be readily converted into cash without loss; they include, for example, time deposits ...

The federal reserve requirement is usually a percentage of bank's demand and time deposits. Within legal limits, the Board of Governors has sole authority over changes in the federal reserve requirement.

Regulation Q Federal regulation imposing caps on the rates that banks may pay on savings and time deposits. Currently time deposits with a denomination of $100,000 or more are exempt from Reg Q.

Consists of M2 plus (1) balances in institutional money market mutual funds; (2) large-denomination time deposits (time deposits in amounts of $100,000 or more); (3) repurchase agreement (RP) liabilities of depository institutions, ...

Certificates of deposit (CDs) are time deposits. When you choose a CD, the bank accepts your deposit for a fixed term-usually a preset period from six months to five years-and pays you interest until maturity.

Cash may include cash on hand, money in checking and savings accounts, time deposits, and other cash investments. Multiple checking accounts may be maintained by veterinary practices.

Negotiable CDs are issued as interest-bearing time deposits, paying the holder a fixed amount of interest at maturity. These negotiable instruments are typically held by wealthy individuals, insurance companies, and financial institutions.

These are large-denomination time deposits. Terms range from overnight to one year. Interest accrues until maturity. Interest rates for most currencies are quoted as a simple interest rate with an actual/360 day count.

In general, these facilities can accept time deposits from foreign customers free of reserve requirements and interest rate limitations, and can lend to foreigners if the funds are for the conduct of foreign business outside of the U.S.

dollar time deposits (much like CDs) that are held in overseas banks, mostly in Europe.

Mutual funds are not time deposits and have very few of the characteristics that are usually associated with time deposits. However, you can hold both mutual funds and time deposits inside your…
Annuities vs. Money Market Investments ...

money stock that consists of M2, time deposits of $100,000 or more at all depository institutions, term repurchase agreements in amounts of $100,000 or more, ...

International Banking Facility (IBF) Facilities which, in general, can accept time deposits from foreign customers free of reserve requirements and interest rate limitations, ...

CERTIFICATE OF DEPOSIT (CD) - CDs are time deposits offered by banks and insured by the Federal Deposit...
CERTIFICATE OF DEPOSIT - CD - A form of time deposit at a bank or savings institution which cannot be w...

Bank that offers a broad range of deposit accounts, including checking, savings and time deposits and extends loans to individuals and business.

Fed regulation imposing caps on the rates that banks may pay on savings and time deposits. Currently time deposits with a denomination of $100,000 or more are exempt from Reg Q.
Regulatory accounting procedures (RAP) ...

For example, MNCs invest surplus renminbi balances in call and time deposits. Since they are onshore renminbi instruments, they have regulated rates. Additionally, renminbi money market and bond funds are available to the MNC treasurer.

M1-A: Currency plus demand deposits M1-B: M1-A plus other checkable deposits. M2: M1-B plus overnight repos, money market funds, savings, and small (less than $100M) time deposits. M3: M-2 plus large time deposits and term repos.

Bank runs Attempts by many of a bank's depositors to convert chequing and time deposits into currency out of fear for the bank's solvency.
Barter The direct exchange of goods and services for other goods and services without the use of money.

M2: M1 plus small-denomination savings and time deposits at commercial banks.
M3: M2 plus deposits at non-bank savings institutions.
M4: M2 plus large-denomination CDs.

The most important types of money excluded from M1 are: time deposits, foreign currency deposits, non-residents money, public sector holdings and financial institutions' holdings.

In the USA, a bank that is authorized to accept demand deposits. It may also receive time deposits, make loans, engage in trust services, issue letters of credit, accept and pay drafts, ...

The category of the money supply that includes M2 as well as all large time deposits, institutional money-market funds, short-term repurchase agreements, along with other larger liquid assets.

M2
A wider definition of money supply than M1, it includes M1 plus savings accounts, time deposits under $100,000, money market mutual funds shares, overnight repurchase agreements and overnight Eurodollars.

It is the sum of M1 and the net TIME DEPOSITS (together with the portion of savings deposits no included in M1) with banks. It is also called 'Broad Money'. M3 is a function of RESERVE MONEY. (See also CHAKRAVARTY COMMITTEE) ...

One type of Eurodollar deposit. The certificates are more liquid than the time deposits and therefore trade at lower yields/higher prices.
Eurodollar deposits ...

Domestic Liquidity - The aggregate of money supply, quasi-money or savings and time deposits, and deposit substitutes.

M2 " Wider money supply - it includes M1 (currency in circulation and demand deposits) plus savings accounts and other time deposits.

But time deposits and deposit certificates, though not checkable, are close substitutes for transactions deposits in many respects. So are money market funds and other assets outside banks altogether.

Reserve requirements: A specified percentage of customers' deposits which a bank must keep on deposit with the Federal Reserve System. The reserve requirements vary according to whether the deposits are time deposits or demand deposits.

deposits (e.g., checking accounts) are subject to withdrawal upon demand without notice or penalty (demand deposits) and others (e.g., certificates of deposit) can only be withdrawn without penalty upon completion of a fixed period (time deposits).

Assets such as money market instruments, bonds near maturity and time deposits which are readily convertible into cash....(Read more)
Near Month
The nearest delivery month of a futures or options market....(Read more)
Nearbys ...

extended broad money One measure of the money supply that includes M2, plus large time deposits,... extendible note Note whose maturity can be lengthened at the option of the issuer. These notes...

See also: Time deposit, Banks, Saving, Eurodollar, Overnight