Variable Annuity

Variable Annuity
An annuity that provides a non-guaranteed, varying rate of return on investments.

variable annuity
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Future Value of an Annuity
Calculations
Calculating the future value of an annuity is another example of the principle that money invested today will be worth more in the future.

Variable annuity
A variable annuity is an insurance company product designed to allow you to accumulate retirement savings.

Variable Annuity
A type of annuity that has a variety of investment options available for your selection. The rate of return you receive will depend on the performance of the investments you choose. Your money grows tax deferred until withdrawal.

Variable Annuity
A life insurance product whose value fluctuates and is tied to the performance of a market index or a portfolio of securities. Often has a tax-deferred feature and works like a mutual fund in most cases.

Variable annuity: The rate of interest, unlike fixed schemes, fluctuates in this case. The investment is driven by the investment of the annuitant in the stock market. This makes the deferred annuity quite a risky option.

Variable Annuity - The combination of an annuity contract with an investment company account, which may generate variable investment returns.

Variable annuity. A life insurance policy where the annuity premium (a set amount of dollars) is immediately turned into units of a portfolio of stocks.

Variable Annuity
A form of annuity policy under which the amount of each benefit is not guaranteed or specified. The amounts fluctuate according to the earnings of a separate investment account.
allocation ...

variable annuity: an annuity whose payments depend either on the success of investments that underlie it, or on the value of the index
variable cost: a cost of production that is directly proportional to the number of units produced ...

VARIABLE ANNUITY " A life insurance annuity contract where the annuity premium (a set amount of dollars) is immediately turned into units of a portfolio of stocks.

Variable Annuity
With billions of investment dollars going into mutual funds, insurance companies created a competing product called Variable Annuities that allows you to invest your money within investment portfolios called subaccounts.

Variable annuity
A long-term unit-linked investment suitable for retirement savings. Payouts are dependent on the change in value of the investments that underly it.
Volatility ...

Variable Annuity
An insurance contract that allows tax-deferral on income from investments in professionally managed investment portfolios. Returns are based on performance of those investments.

Variable Annuity A type of insurance contract that guarantees future payments to the holder, or annuitant, usually at retirement. The annuity's value varies with that of the underlying portfolio securities, which may include mutual fund shares.

variable annuity: A tax deferred retirement plan where investors can choose how they want their money invested.
venture capital (VC): A type of funding source that invests into start-up businesses.

Variable Annuity: An annuity where the value changes based on the market performance of its underlying securities portfolio.

Variable annuity: An annuity offering several professionally managed investment portfolios. The investment return will vary depending on the portfolio's investment performance.
Vested: The percentage of ownership in a retirement plan's assets.

variable annuity
one whose periodic payments are dependent on some undetermined or uncertain outcome such as the value of a securities portfolio.

Variable Annuity
A life insurance annuity contract whose value fluctuates with that of its underlying securities portfolio.

Variable annuity
Unlike the guaranteed rate of return you receive with a fixed annuity, the return on a variable annuity fluctuates with the performance of the underlying investments in your sub accounts.

Variable Annuity
An insurance contract in which, at the end of the accumulation stage, the insurance company guarantees a minimum payment. The remaining income payments can vary depending on the performance of the managed portfolio.

variable annuity
A life insurance company investment product that combines a savings plan with a small life insurance component to provide certain tax benefits. The savings portion can be invested in a choice of pooled vehicles, including stock funds.

Variable annuity
Life annuity whose value fluctuates based on the return on investments.

Each variable annuity contract offers a number of separate account funds.

V
VARIABLE ANNUITY:  An annuity contract that allows you to allocate premium among a number of investment portfolios (subaccounts). The policy's contract value can fluctuate in accordance with the performance of the underlying investments.

Periodic purchase deferred contract A fixed or variable annuity contract for which fixed-amount premiums are paid either monthly or quarterly, and that does not begin paying out until a time elected by the annuitant.

Telephone switching Moving one's assets from one mutual fund or variable annuity to another by telephone. Temporal method A currency translation method under which the choice of exchange rate depends on the underlying method of valuation.

accumulation unit A share of participation in a Variable Annuity. At retirement, accumulation units are converted to Annuity Units.

combination annuity An annuity which combines features of a fixed annuity and a variable annuity. Also known as hybrid annuity. combination bond A bond which is backed both by revenue from the project for which the borrowing...

Accumulation Unit A variable annuity owner buys this when building up a separate account. Subsequently, the account balance is annuitized.

VARIABLE ANNUITY A type of annuity that allows the annuitant to select a number of different investment alternatives. The annuity proceeds are separated from the investments of the insurance company and are placed in a separate account.

Variable annuity Annuity contracts in which the issuer pays a periodic amount linked to the investment performance of the underlying portfolio.

A variable annuity's value fluctuates with that of the assets that are backing it.

See: Annuitant; Annuity; Variable Annuity
Fixed Assets
Assets owned by a corporation which are not generally intended for sale in the normal course of the business. These assets represent tangible property and are highly illiquid.

Variable Annuity
Variable Cost
Variable Coupon Renewable Note - VCR
Variable Death Benefit
Variable Interest Rate
Variable Life Insurance Policy
Variable Plan
Variable Price Limit
Variable rated demand bond
Variable Ratio Write ...

An accumulation unit measures the value of contributions made to a variable annuity account and documents a contributor's share of participation in that account.

ANNUITY UNIT - Annuity units are the shares you own in variable annuity subaccounts (also called invest...
ANNULMENT - To make void or to cancel. Appeal: To ask a more senior Court or person to review a decisio...

Accumulation period: For a variable annuity, the time from when the first payment into the annuity is made to when the first annuity payment is made.

Death benefit is the amount your life-insurance policy or variable annuity pays to your heirs, or beneficiaries, after you die.
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Moving one's assets from one mutual fund or variable annuity to another by telephone.
Temporal method ...

Telephone switching
Definition: [crh] Moving one's assets from one mutual fund or variable annuity to another by telephone.

A type of insurance company investment that combines the benefits of both a fixed annuity and a variable annuity.
Hybrid security ...

Variable Annuitization - The act of converting a variable annuity from the accumulation phase to the payout phase.

With an immediate annuity, payments begin right away. A fixed annuity pays a fixed income stream for the life of the contract. With a variable annuity, the payments may change according to the relative investment success of the insurance company.

Variable Annuity
See: 'annuity'....(Read more)
Variable Cost
A producers cost that varies as production varies, in contrast to fixed costs. Rent is an example of a fixed cost and raw materials of a var...(Read more)
Variable Interest Rate ...

Bank money market accounts normally pay interest at rates comparable to those offered by money market mutual funds or money market separate accounts offered under a variable annuity contract.
Money market fund ...

Hybrid annuity
A type of insurance company investment that combines the benefits of both a fixed annuity and a variable annuity.

Returns on a variable annuity, however, fluctuate based on the performance of the investments. With a deferred annuity, the premium gathers interest for a certain set period of time, tax-free, before payments to the buyer begin.

There are many annuity varieties. Some are: Annuity Certain, Annuity Due, Deferred Annuity, Fixed Annuity, Life Annuity, Ordinary Annuity, Perpetuity, and Variable Annuity.

A fixed annuity ensures a specified payment amount, while a variable annuity does not. Other types of annuities include: a straight annuity, a deferred annuity, a joint annuity and a cash refund annuity, among others.

For this purpose Germany had to provide a fixed annuity of two milliards of gold marks, besides a variable annuity corresponding to 26% of the annual value of German exports, or a proportionate sum to be fixed by further agreements.

With a variable annuity, the payments may change according to the relative investment s uccess of the insurance company.
Arbitrage.

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