MS-65 This is for "Mint State" (the grade) and "65" (the numerical designation of that grade). This grade is also called "Gem" or "Gem Mint State" or "Gem BU." There may be scattered marks, hairlines or other defects, but they will be minor.
MS-65
Originality and attractive surfaces will weigh heavy for a gem grade as do marks and location. Must be well struck for date with very good luster.
1871 MS-65RD PCGS (PS)
This is one of the toughest dates to find in full red gem. The coin is fully struck, The only mentionable marks is a tiny one under the final A in AMERICA.
91 1855 MS-65 (PCGS). One of the Philadelphia Mint highlights among the Bass Collection of gold dollars. This incredible coin combines brilliant, frosty yellow gold lustre with light pinkish orange peripheral toning.
MS-65 A Gem Brilliant Uncirculated coin. . An above average Uncirculated coin specimen. This coin may be brilliant or lightly toned with very few contact marks on the surface or rim.
NGC MS-65. Ex - Heritage Numismatic Auctions, Inc.'s "Philadelphia 2000 Signature Sale", August 6-7, 2000, Lot 6593, not illustrated, sold for $862.50 ...
1982-D, B.U. (MS-65 or better), 250TH ANNIVERSARY GEORGE WASHINGTON SILVER COMMEMORATIVE HALF DOLLAR, IN CASE. $8.00
1982-S, PROOF, 250TH ANNIVERSARY GEORGE WASHINGTON SILVER COMMEMORATIVE HALF DOLLAR, IN CASE. $8.75 ...
1876-S $5 gold, MS-65. My opinion: The 1876-S $5 gold piece in MS-65 grade is an extreme rarity, and it is believed that only one specimen exists, the coin my firm sold at auction as part of the Garrett Collection.
(MS-65) Mint State Choice - Uncirculated with strong luster, very few contact marks, excellent eye appeal. Strike is above average.
Gem Mint State (MS-65)
There is a definite look of quality to an MS-65 coin that easily distinguishes it from lower grades of Mint State. On initial examination, with the naked eye, the piece will appear nearly perfect.
A proof coin graded MS-65 or better
Clad
coins that have a core of one type of metal and an outer layer of another ...
Needless to say, an MS-65 coin from Charlotte is going to be spectacular. It will be sharply struck, displaying full, blazing luster and a minimal marks. It will also have deep, undisturbed natural coloration and exceptional eye appeal.
On the US grading scale, such a coin is described as MS-65. Grading at this superior level has become more complex in recent years with distinctions being made in many catalogs between (from highest to lowest state of preservation) - FDC, ...
This same coin in MS-65 condition is worth $700. Even worse, in MS-64 it is worth $110. While the coin still has its original mint luster, the physical damage is there. Do you think this is an extreme example?
What if, as a dealer I sell you a coin graded as MS-65 and then when you wish to sell it back to me I change my mind and grade the same piece MS-64? This change of opinion can be easily expressed in money--money that came from your pocket.
While I think that numbers can make a good shorthand for grades, in my opinion such notations as MS-60, MS-63, MS-65, MS-67, and MS-70 have also spawned a large measure of confusion.
The implication is that all MS-65's are equal, which is simply not the case. In fact, no two coins are absolutely identical. One buyer's MS-65 is often another buyer's MS-64 + or MS-65 +.
The Walker with the best return since 1985 is the 1917-D (MM on Obverse) in MS-65 condition. At $3000, it was well beyond the $1375 available to me to spend on numismatics in 1985, as were all nine MS-65 coins appearing on the above Top 20 list.
To illustrate, let's imagine a coin which three graders out of ten would consider MS-65. The other seven would grade it MS-64.
MS-60 to MS-65 are the norm, and the higher the number, the better the coin. The luster may be lacking, but as long as the coin has no wear, you have a MS-quality United States coin
* AU means almost uncirculated.
First, if you buy a certified coin that has been graded MS-65 by NGC, it will be universally recognized as an NGC MS-65. There is no argument regarding the condition of the coin when the time comes to sell.
Mintstate examples exist in substantial quantities in grades up to MS-65, but their population drops sharply in MS-67 and above. Full red coins, of course, are rarer still.
Some sellers will make statements such as "It looks like a MS-65 but I am not an expert." Others will make a statement such as, "I am not a coin grader but it looks good to me." Another good one is stating they are of average circulation.
Criticized for being too liberal with PR-70 and MS-70 grades and for overgrading modern coins, particularly with grades MS-65 and higher.
Net grades but does not note it on the holder.
The explosive bull market of 1980 saw many pieces trade at MS-65 values that today would be traded in the MS-63 range.
5 Liberty Gold Coin MS-65
Graded by PCGS
A beautiful Pre-Civil War quarter eagle that is Premium Quality for the grade and very flashy.
For years, numismatists used only the grades MS-60, MS-65, and MS-70. But several years ago, many identifying finer grading classifications. The difference in value or price between similar coins of different grades became dramatic.
Choice Uncirculated (MS-65) - An above average Uncirculated coin which may be brilliant or lightly toned and has very few contact marks on the surface or rim.
Color affects value. A coin graded MS-65 red (or MS-65R) will be valued more than an MS-65RB piece of the same date and Mint.
Choice
An adjective which the A.N.A. applies to coins of MS-65 or Proof-65 grade. Many dealers apply the term to the MS/Proof-63 coins, and call MS/Proof-65 coins 'Gem'.
Choice Unc
Abbreviation for Choice Uncirculated.
A collector of only very high quality uncirculated coins that likely grade on MS-65 or better and usually have beautiful original toning.
Sellers are still permitted to list uncertified coins on eBay, provided a numeric grade is not included in the title of the listing such as MS-65 or VF-25. A numeric grade may only be included in the description of the listing.
Note: This example is encapsulated in an ICG holder, grade MS-65
CCCP - Union of Soviet Socialist Republics ...
Term given to coins which are on the high-end of a certain grade. In other words, someone labeling a certain coin as MS-65 PQ is suggesting that the item is much nicer than an average piece in the same grade. See also: High end ...
investment grade - Generally this promotional term is used for coins in MS-65 condition and better.
Investment Grade - Promotional term; generally refers to a coin graded MS-65 or better.
Seaby #3528
6 Pence, 1697. S.3538; ESC-1566. William III. Third bust. Brilliant & fully lustrous example. NGC graded MS-65. Estimated Value 00-500.
Also, if your half dollar is in exceptionally nice uncirculated shape - as in MS-65 - the value for the most common dates go up to about $150.
Where would this stop? To me, a fake 1943 Copper Cent is in the same class as a damaged MS-65 net graded to EF money: it is not an Extremely Fine coin any more than a copper plated 43 is a bronze 43.
MS/BU (Mint State/Brilliant Uncirculated) - some coins have a BU added to the uncirculated MS noting their brilliant shiny and luster. This designation does not have a numeric rating as it can be anywhere between MS-65-MS-70.
Use caution around 1928-P, there are cases of removed mintmark. The dates of 1924-S and 1928-S have larger mintage figures but are worth $20,000 a piece in MS-65 which is much more than all other Peace Dollars of the same grade ...
Example, a mint state uncirculated silver dollar receiving the grade of 65, would be called MS65 or MS-65. NGC - "Numismatic Guarantee Corporation" - One of the three most popular coin grading certification services today.
The Technical Grade does not take into consideration other aspects of a coin that can impact its market value, such as sharpness of strike, eye appeal, corrosion, etc. For instance, a coin having a Technical Grade of MS-65 can have a Market Grade of ...
the Miller Collection, Tangible Asset Galleries/Superior Galleries was displaying the Cardinal Collection, a 56-coin set of Draped Bust and Flowing Hair dollars they helped a California collector put together, all coins graded AU-50 to MS-65, ...
There are other alternative systems for grading uncirculated coins as well. Be aware that different grading services have different standards of grading uncirculated coins as well. One man's MS-63 is another man's MS-65, so caveat emptor.
 See also: Coin, Grade, Collector, Mint, Grading
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