Separate account Investment accounts kept separate from an insurance company's general investment account. Used for both variable life insurance and annuity contracts.
Separate account - some related terms:
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separate account A pooled fund created by an insurance firm which is segregated from the general... separate tax returns See married filing separately. sequential Having the characteristic of a regular sequence of parts.
or greater than $300,000 when combined with spouse, Pool, trust separate account, collective trust with greater than $5,000,000 in assets, Certain governmental entities.
VUL's allow the cash value to be directed to a number of separate accounts that operate like mutual funds and can be invested in stock or bond investments with greater risk and potential reward.
In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.
Accumulation units are the shares you own in the separate account funds of a variable annuity during the period you're putting money into your annuity.
The idea of maintaining a separate accounting book for assets that may be used in investing and trading activity is not limited to banks and other types of financial institutions.
Mutual funds, exchange-traded funds (ETFs), and other equitized investments (such as unit investment trusts or UITs, insurance separate accounts and related variable products such as variable universal life insurance policies and variable annuity ...
Towards the end of last year I decided to do something about my toxic addiction and created two separate accounts - one for trades that would only follow my trading plan - the other for all my trading/gambling impulses.
Van Eck Global also offers mutual funds, insurance trust funds, separate accounts and alternative investments.
Variable Life Insurance A type of life insurance policy where the cash value of the policy and the death benefit fluctuate based on the investment performance of a separate account fund.
The amount of money, securities and property that an FCM must maintain in a separate account to cover or satisfy all of its current obligations to foreign futures or foreign options customers.
The result was that investors had to maintain separate accounts at different institutions. In 1999, then-President Bill Clinton signed the Gramm-Leach-Bliley Act into law.
The Fool owns shares of Bank of America, Coca-Cola, and United Parcel Service; and through a separate account in its Rising Stars portfolios, the Fool also has a short position in Bank of America.
They are put in separate accounts; so called margin accounts and it is an effective way for a broker to reduce financing charges. The criteria to use securities for margin debts are usually strict.
To open this type of account, you must submit a separate account application and it must be approved just like a loan application.
Accumulation units: An accounting measurement used to measure an annuitant's ownership of the separate account during the deposit period of a variable annuity contract.
Acid test ratio: See Quick Ratio.
Point 3 tells you how to avoid having your investments declared as part of your trading business. Establish separate accounts for investing and for trading and DON'T MIX THE TWO!
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The focus of the records review is mainly concerned with customer account documentation. You should maintain separate account files with all the required documentation under CFTC Regulations.
Insurance companies invest their own capital in high-yield bonds. They also participate in the market through "separate accounts" offered in variable insurance and annuity products.
There are two ways to do this: you may establish a separate account for your investment stocks (the wisest course of action for MTM traders), or simply note in your records which securities are not part of your trading business.
The amount paid to a decedent's beneficiary that is dependent on the investment performance of an insurance company's separate account.
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- Set up your own checking, savings and credit card accounts if you did not maintain these separately during your marriage. Many experts advise husbands and wives to maintain some separate accounts during their marriage.
the mutual fund companies or, more commonly these days, offered through discount houses like Schwab, Fidelity, and many others. The advantage to this is that you have an unlimited choice of funds in one place and don't have to open separate accounts ...
broker to transfer funds from the customer's segregated account to that customer's nonsegregated account. The purpose of the transfer is usually to cover a shortage of funds in a margin account with funds that the customer has in a separate account.
A fixed annuity guarantees a specific amount of payment each month. In a variable annuity, the amount of the monthly check would fluctuate according to the value of the securities in the separate account.
An annuity funded by a separate account that invests in securities. Funds accumulate at a variable rate. If the cash value is left in the account during the payout period, payments will vary with the underlying performance of the securities.
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Those alternatives typically include separate accounts, mutual funds, annuities, fixed-income investments, and sometimes company stock. You may owe an additional 10% federal tax penalty if you withdraw from a 401(k) before you reach 59 1/2.
 See also: Account, Investment, Market, Asset, Stock
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