Tax-deferred annuity
An investment vehicle generally used to create income for retirement.
Business Dictionary:
Tax-Deferred
Top
Home > Library > Business & Finance > Business Dictionary ...
Tax-Deferred
In which an investment allows an investor to postpone paying taxes on money put into the investment until the investor literally takes possession of the money invested.
Tax-deferred account An account used to postpone taxes until a later date, such as a traditional IRA, employer-sponsored retirement plan, or annuity.
Tax-Deferred Trust Fund Mergers (November 19, 2010)
Manulife Mutual Funds had previously received approval from its Independent Review Committee for the following trust fund mergers.
Tax-deferred income
Dividends, interest, and unrealized capital gains on investments in an account such as a qualified retirement plan, where income is not subject to taxation until a withdrawal is made.
A tax-deferred retirement savings plan similar to a conventional 401(k) plan, redesigned with specific rules to meet the needs of small employers.
Tax-deferred investments can provide investors with valuable savings. Essentially, tax-deferred investments allow investors to save money in the present, dealing with taxes in the future.
Tax-deferred, qualified retirement account for self-employed persons and employees of unincorporated businesses. Contributions and earnings are deductible from gross income and grow tax-deferred until withdrawn (certain restrictions apply).
Tax-deferred growth of earnings;
A death benefit that will pay to your beneficiary the greater of your account value or a guaranteed minimum amount, such as your total purchase payments; and ...
Tax-deferred retirement plans
Employer-sponsored and other plans that allow contributions and earnings to be made and accumulate tax-free until they are paid out as benefits.
A tax-deferred, government-registered retirement savings plan that is specially designed for small business owners (SBOs). Eligible participants for an SBO-401(k) are businesses that employ the business's owners and their spouses.
The tax-deferred retirement savings plans known as 457 plans are available to state and municipal employees.
Personal, tax-deferred retirement account that an employed person can set up. IRA contributions are deductible regardless of income if neither the taxpayer nor the taxpayer's spouse is covered by a qualified plan or trust.
Trailing Stop Order ...
Keogh Plan - Tax-deferred retirement plan for a self-employed and unincorporated person or a person who has earned extra income aside from regular employment through personal services.
Return to Top ...
A tax-deferred investment product sold by insurers, banks, brokerage firms and mutual fund companies. Fixed annuities provide a rate of return that is fixed for a year or so but then can move up and down.
401K Plan: A tax-deferred defined contribution retirement plan offered by an employer.
403B Plan: A tax-deferred annuity retirement plan available to employees of public schools and certain non-profit organizations.
Keogh plan: A tax-deferred retirement-savings plan for small-business owners or self-employed people who have earned income from their trade or business. Contributions to the Keogh plan are tax deductible ...
Keogh Plan
The tax-deferred qualified retirement plan for unincorporated businesses and self-employed individuals.
Return to Top
Live Chat ...
salary reduction The tax-deferred contributions withheld from an employee's salary in order to financially maintain a retirement plan. Salary Reduction Simplified Employee Pension Plan Abbreviated as SARSEP Plan.
The account is tax-deferred. Contributions may be deductible.
Inheritance Tax
A tax placed on heirs for the right to receive property from another at death.
Interest
The price paid for the use of money.
Investment ...
Tax-Deferred: Description of an investment whose earnings are not taxed until they are distributed to an investor.
Traditional IRA A tax-deferred retirement account that permits a contribution up to $4,000 per year or $4,500 per year if over age 50 (2005). Earnings are tax-deferred until withdrawals begin.
Individual retirement account (IRA): This is one of a group of plans that allow you to put some of your income into a tax-deferred retirement fund -- you won't pay taxes until you withdraw your funds.
Zero coupon bonds work best in a qualified, tax-deferred retirement or college savings account because the interest is taxable when it is credited to the bond, even though you can't spend it until maturity.
Generally, your RMD is determined by dividing the adjusted market value of your tax-deferred retirement account as of December 31st of the prior year, by an applicable life expectancy factor taken from the Uniform Lifetime Table as issued by the IRS.
Although a personal savings account and a tax-deferred plan are the most necessary building blocks of your savings structure, you might also consider investing some of the money you set aside each year in the stock market.
Third, variable annuities are tax-deferred. That means you pay no taxes on the income and investment gains from your annuity until you withdraw your money.
An individual's reinvestment of assets received as a lump-sum distribution from a qualified tax-deferred retirement plan such as a corporate pension plan.
A tax-deferred account in which an investor is allowed to contribute up to $2,000 each year. The contributions may be pre-tax depending on whether he or she also has a 401(K).
A federally approved, defined-contribution retirement program that permits small-business owners and self-employed workers to set aside savings on a tax-deferred basis.
By holding these securities in a tax-deferred retirement account such as a 401k plan, traditional IRA, Roth IRA, or 403b plan (to name just a few of these options), ...
A variable annuity similar to a tax-deferred mutual fund. Your premiums could be invested in individual stocks and mutual funds to real estate and certificates of deposit.
Individual Retirement Account (IRA): A retirement savings plan that allows individuals to save for retirement on a tax-deferred basis. Individuals may contribute up to $2,000 per year in an individual account.
An investment whose earnings accumulate tax-deferred and that, at a specific point in the future, begins making a series of regular payments. These are sold by insurance companies and often used to plan for retirement.
But if most of your wealth is in tax-deferred retirement accounts, your investment income doesn't affect your current taxes.
Registered Retirement Savings Plan (RRSP): A tax-deferred retirement plan that allows individuals who have not reached the age of 71 to set aside sums of money, within limits.
There are two types of IRAs, tax-deferred traditional accounts and tax-free Roth accounts. With either type you usually can't make withdrawals without penalty before you turn 59 1/2.
I like that the monies made in a 401(k) are tax-deferred.
I like the company's 70 to 100 percent company match (it differs every year with my company) up to 6 percent of my contribution.
ETFs offer little or no advantage over index funds for tax-deferred, long-term, retirement investors, because such investors typically conduct little if any trading and tax issues are of little concern for them.
Direct rollover
Movement of tax-deferred retirement plan money from one qualified plan or custodian to another. No immediate tax liabilities or penalties are incurred, but there is an IRS reporting requirement.
Definition: A retirement plan set up by a self-employed individual for himself and his employees (if applicable). The money grows tax-deferred. TeenAnalyst Advice: Keogh plans are like 401(k) plans for self-employed people.
Invest at least to the maximum contribution needed for the maximum match. This is a tax-deferred raise. If you don't receive a match, invest anyway. If you can invest more than the contribution needed for the maximum match, do it.
Interest and profits accumulate in the account on a tax-deferred basis. Withdrawals without penalty can be made starting at age 591/2. Early withdrawals are subject to penalties.
A plan allowing employees to contribute pre-tax income to a tax-deferred retirement plan.
Related Links: ...
If you don't have a 401(k) at work or you've maxed it out (good for you!) and you're looking for tax-deferred investments options consider an IRA.
Similar to 401(k) plans, the 403(b) plans are for religious, educational and other non-profit groups. This plan is also known as a tax-deferred annuity plan since the investments must be annuities.
A
Alpha ...
Individual Retirement Account (IRA) A retirement account for an individual that permits individuals to set aside up to $2,000 per year, with earnings tax-deferred until withdrawals begin at age 59½ or later (or earlier, with a 10% penalty).
With a 401(k), contributions are tax-deferred, but eventually the contributions and gains will be taxed. By the time most people retire, the earnings from their retirement accounts will far exceed their contributions, due to compounding.
in #1) as well as assuming the entire investment shares were sold at the end of the period (realizing capital gain/loss on liquidation of the shares). These after-tax returns would apply of course only to taxable accounts and not to tax-deferred or ...
 See also: Investment, Account, Income, Retirement, Stock
|
